Calculator

SIP Calculator

Calculate how much wealth your Systematic Investment Plan (SIP) can build over time. See the power of compounding on your monthly investments.

Monthly SIP Amount

₹

₹500₹5,00,000

Expected Return Rate

1%30%

Investment Period

years

1 years40 years

Total Corpus

₹50.46 L

Total Invested

₹18.00 L

₹10,000/mo × 180 months

Wealth Gained

₹32.46 L

180% return on investment

Corpus Breakdown

Invested (36%)Returns (64%)

What is SIP?

SIP (Systematic Investment Plan) lets you invest a fixed amount regularly in mutual funds. It averages your purchase cost over time (rupee cost averaging) and harnesses the power of compounding.

Why Start Early?

A ₹10,000/month SIP at 12% for 20 years grows to ₹99.9 lakhs. Wait 10 years and the same SIP for 10 years gives only ₹23.2 lakhs. The earlier you start, the more compounding works for you.