Calculator
Net Worth Calculator
Calculate your total net worth by listing all your assets and liabilities. Track your financial health and progress towards your wealth goals.
Assets
Liabilities
Net Worth
₹21.50 L
You are in positive territory
Total Assets
₹46.00 L
Liquid: ₹10.00 L | Illiquid: ₹36.00 L
Total Liabilities
₹24.50 L
4 active loans
Asset-to-Liability Ratio
1.88
Below 2x - reduce liabilities
Assets vs Liabilities
What is Net Worth?
Net worth is the difference between what you own (assets) and what you owe (liabilities). It is the single best measure of your overall financial health. A positive and growing net worth means you are building wealth.
How to Increase Net Worth
- Pay off high-interest debt first (credit cards, personal loans)
- Increase investments in appreciating assets (mutual funds, stocks, PPF)
- Avoid depreciating assets on loan (cars, gadgets)
- Track your net worth quarterly to stay on course
Asset-to-Liability Ratio
A ratio above 2x is considered healthy - your assets are worth at least double your debts. Below 1x means you owe more than you own, which is a red flag requiring immediate action.