Calculator
Debt Avalanche Calculator
The Avalanche method targets the highest interest rate debt first — mathematically the fastest way to become debt-free. Add your debts and see the payoff order.
Debt-Free In
28 months
2y 4m
Total Debt
₹4,50,000
Total Interest
₹1,21,725
Interest Saved vs No Extra
₹55,18,67,30,99,839
572 months faster
Payoff Order (Highest Rate First)
1Credit Card
2Personal Loan
What is the Debt Avalanche Method?
The Avalanche method prioritizes debts with the highest interest rate first. You make minimum payments on all debts and put any extra money toward the highest-rate debt. Once that's paid off, you roll that payment into the next highest-rate debt.
Advantage: Saves the most money in total interest. Mathematically optimal.